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As the year winds down in Washington and winter settles in, the PNW brings cooler temperatures, early sunsets, busy roads, and end of the year transitions. With holiday plans wrapping up and the new year around the corner, now is a smart time to make sure your coverage is ready for what’s next.

Here’s your End of the Year & Winter Insurance Checklist:

🚗 Holiday Travel & Rainy Roads Between winter weather, holiday travel, and classic Washington rain, it’s a great time to review your Auto Insurance before routines pick back up in the new year.

🏡 Cozy Homes & Winter Setup Colder temps, more time indoors, and seasonal upgrades make this a good moment to review your Homeowner’s Insurance especially if you’ve added new valuables or completed recent improvements.

🎓 Students Home for Break College students heading home or settling into new places? Renters Insurance helps keep their belongings protected wherever they’re staying this season.

💼 End of the year Business Check-In As businesses wrap up the year and prepare for what’s ahead, a quick Business Insurance review can help ensure everything still aligns with your current operations and goals.

❤️ Family & the Year Ahead The transition into a new year is a meaningful time to review your Life Insurance and make sure your loved ones are set up for every season ahead.

📍 Based in Olympia, Tom Kuhlmann State Farm is here to help you head into winter—and the new year—feeling prepared. ❄️✨

Our dedicated team is committed to finding the right insurance policies that suit your lifestyle and budget. Reach out to us today to get started!

The Tom Kuhlmann State Farm Insurance office is your local Olympia State Farm team here to help all of Washington with Insurance. With over 10 years of experience, Tom Kuhlmann State Farm moved to Olympia, Washington at the beginning of 2018 to open an agency serving all of Thurston County and the surrounding communities. Tom is passionate about helping every customer recover from the unexpected and help plan for the future. If you have any insurance questions or would like a quote for your auto insurance, homeowner’s insurance, renter’s insurance, motorcycle insurance, RV insurance, business insurance, life insurance, or health insurance, call us today and we would be happy to assist you. Life insurance is our passion and we want to help you plan for your family's future. If you reside in Olympia, Tumwater, Lacey, McCleary, Elma, or anywhere in Thurston County, Grays Harbor County, Lewis County drop in or call us today for a free quote! If you haven't reviewed your coverage recently, give my awesome team a call. With over 20 years of combined insurance experience we provide your family with protection you can count on.

Specialties include: Car Insurance, Home Insurance, and Business Insurance | Life Insurance and Health Insurance | Earthquake Insurance

FAQ’s

Question: How do I get an insurance quote?

Answer: You can call or stop by our Olympia office anytime and our team would be happy to provide you with a free insurance quote. You can also start an online quote right through our website - just click the red “Start A Quote” button!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Yes, we offer auto, home, renters, life, health, business, disability, & more!

-Question: When do I need to get life insurance?

-Answer: As soon as possible! It’s important to make sure you and your loved ones are covered in the event of something unexpected. Give us a call or stop by our Olympia office today and we can go over the options. The Tom Kuhlmann State Farm team is here to help you find the right plan for you.

-Question: How long has Tom been working with State Farm?

-Answer: Tom has over 15 years of experience with State Farm Insurance!